The Best ATM and Credit Card Accounts in America

Posted August 12, 2018 08:07:12 The American ATM and credit card industry has long had a reputation for low security.

But according to data from Wells Fargo, that’s changing.

According to a Wells Fargo report, credit card transactions in 2018 were up 12% on last year, with credit cards making up over a quarter of all ATM transactions, while debit cards made up a mere 3%.

The company expects debit card usage to increase another 12% this year, and credit cards will account for an additional 4% of total ATM transactions.

While there’s still room for growth for the industry, Wells Fargo sees this as a positive sign for its future, particularly as the US banking system becomes more integrated.

“As the banking sector becomes more interconnected, credit cards are the fastest-growing form of payment,” Wells Fargo senior vice president of banking research and analysis Jim Mankiewicz said in a statement.

“Credit cards are a fast-growing source of card-present payment and, as such, are poised to have a significant impact on the way that the banking industry works.

As the number of card issuers expands, so will the number and types of cards being issued.

The growing role of credit cards in the payments landscape will be a key driver of growth for both the card industry and the US economy in the coming years.”

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